Auto Insurance and Liability Impact for ...

Thinking about cosigning an auto loan? Think carefully about it before proceeding. There are more things to consider than just the possibility of being responsible for the payment of the loan. Your auto insurance rates could be impacted. Even if you do not notify your auto insurer, they may discover through public reports that you have cosigned an auto loan and may require you to list...

Dealing With Insurance After Divorce

Most people never think about insurance until it is absolutely necessary, regardless of whether it is life, health or homeowner’s insurance. All of these tend to be forgotten or swept to the side in the event of a divorce. Divorces can be bitter, drawn out, and very expensive for both parties. Afterwards, there are often new things to pay for like child support and alimony. When...

Extra Liability Protection for Emergency...

Insurance is very important, whether it is for the car or for your home. You will need this to protect your properties for accidents or situations that are rather undesirable. You should not find it a waste to pay for insurance because you will never know when accidents would occur. Hence, you should consider it a wise decision to invest in the best of insurance. The type of insurance...

Auto Insurance and Other Drivers: Who is...

You don’t have to think hard to imagine a situation in which somebody other than you might need to drive your car. Your neighbor’s car has a flat tire and he’s late for a Doctor’s appointment. Your visiting niece breaks a fingernail and MUST get to the beauty shop. You want a latte and your secretary is out of gas. We’ve all seen situations like these. When things like this...

What Does No-Fault Insurance Cover?

In thirteen states of the United States, insurance policies are sold as “no-fault policies.” This means that in the event of an accident, the insurance carrier pays only for the damages and injuries to his insured, regardless of who is at fault in a collision. States whose insurance departments have chosen to go with the no-fault concept are; Florida, Hawaii, Kansas, Kentucky,...

Basics of a Motorcycle Insurance Policy

Are you a proud Harley-Davidson owner? Perhaps a Kawasaki Ninja is more your style? Regardless of what motorcycle tickles your fancy, if you buy one, you will need insurance coverage. Got a Loan? If you had to take out a loan to buy your bike, just like with an auto loan, you will need full coverage. This will provide physical damage protection for your bike. Physical damage includes...